Helping people with past or current credit difficulties

Are there any downsides to adverse credit mortgages?

There are no real downsides but you would usually find that interest rates are considerably higher than those of high-street lenders. The higher interest rate reflects the increased risk taken by the lender in lending to someone who has had previous financial problems.

Redemption penalties do exist obviously exist but they are coming more into line with other products and are becoming less of an issue. Many lenders are offering rates that are a couple of percentage points higher than high-street prices.

Whatever your circumstances, simply complete our quick no obligation enquiry form and we'll let you know whether we can help.

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